Rent to Own Ontario: How do you know if it is right for you?

We are specialists at rent to own Ontario and can help you get on the path to home ownership when you least thought it possible.

Dedicated To Your Rent to Own Ontario Success!

We are committed to helping families with imperfect credit scores and lower down payments. Our number one focus is to educate our clients on what they need to do to get back on track so they can get ahead in the future through our Rethink Renting program. Want to find out more? Apply today for a free rent to own consultation!

No More Rent Increases!

  • Unlike renting, your monthly payments are FIXED and will not increase during your rent to own term.
  • Your future purchase price is also FIXED at the start of the program. This means NO surprises later. Any additional value (above the future price), either by updates or due to the market are your to benefit from.
  • Build equity by improving the property or enjoy our “crazy” real estate market.  What landlord is going to give you that opportunity?

Your Security Counts!

  • Security.  We use legal agreements as will always recommend that you have them reviewed by a lawyer.  Feel safe, you should, a home is a big investment.
  • We work with the best licensed realtors to help you find a house you love within the budget you’ll love.
  • We help you build your down payment while in the rent to own program through a “forced savings” approach where a portion of each monthly payment will help you accumulate approximately 10% of the future purchase price.  Even if you aren’t a disciplined saver, we can help you get there!
  • We are so confident with our program that we do not require any of the down payment up front.  We do require it once we have purchased you a home and will not firm up any offer with out.  The down is usually due 5 days after we have an accepted offer (unless we have to move much quicker to get an offer accepted without having multiple offers).

Support and Flexibility!

  • We are here for you for the full rent to own term to support you in your goal of home ownership.  Our goal is for you to be mortgage ready at the end of the term so we are here to support you.
  • We offer flexible solutions to help you get on your way to owning your own home.  We can offer longer program terms, early purchase options as well as show you ways to lower your monthly payments by making extra payments to your down payment.
  • No micro-managing.  You will “feel” like the owner of the home from day one. You are welcome to have pets, paint and renovate to make the house “yours”.
The CMHC recognizes any portion of rent to own payments designated towards your down payment as a source of down payment as long as it is provided for in an agreement between the vendor or home owner and the home buyer.
You can get into a rent to own with as little as 4% down. Compare that to the 10% or in many cases, 15-20% the banks require for a mortgage. Invest 4% today, end up at the end of the program with 10% return (as equity). What landlord offers you those types of returns?

The Perfect Rent to Own Definition:

Rent to own, also known as a rental-purchase, lease to own or lease option, is a legally documented transaction where a tangible property is leased in exchange for a monthly payment.  The lessee has the option to purchase the home at the end of the rent to own term for a price agreed upon at the beginning of the term between them and the investor. If you are looking for Rent to Own Ontario, we can definitely help.

Where do we work?

We do Rent to Own Ontario.   Areas such as London, Woodstock, Kitchener, Waterloo, Guelph, Fergus, Shelburne, Orangeville, Tottenham, Alliston, Innisfil, Barrie, Orillia, Midland, Hamilton, Brantford, Oakville, Burlington, Mississauga, Milton, Niagara Falls, St. Catharines, Fort Erie, Grimsby, Brampton, Newmarket, Keswick, Bradford, Sutton, Stouffville, GTA, Peterborough, Pickering, Ajax, Whitby, Brooklin, Oshawa, Bowmanville, Courtice, Cobourg, Belleville, Kingston and Ottawa to name a few.