If you’re thinking about buying a new (or old!) home, our list of the “Top Things to Look for When Buying a Home” can help to get your search off to the right start. While the number of rooms, condition of the kitchen, and size of the yard are important, there are other things to [...]
There are no quick fixes for improving your credit score. But you can raise your score over time by demonstrating that you consistently manage your finances responsibly. Any of the following ten tips can help you to improve your credit score: 1. Pay your bills on time. This is the best way to improve your [...]
Many borrowers often confuse the two and think they are the same when in fact they are very different. So what exactly is the difference? Pre-Qualification is a process a borrower can ask for to determine their ability to obtain a mortgage. Lenders can assist by reviewing monthly income, debt and cash on hand. After [...]
Do I have to pay Tax? The Ontario Government recently enacted legislation which will implement the much-dreaded HST Tax. This new tax will take effect on July 1, 2010. The HST tax will effectively combine the Provincial Sales Tax of 8% percent with the Federal GST Tax of 5% percent, to create a new “harmonized” [...]
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