Credit Report Basics

Are you in control of your credit score/history?  You should be.  Do you even know what items are on your credit report?  Let me shed some light by offering these basics about your credit report… What is your credit report? A credit report is a history of how consistently you pay your financial obligations. A [...]

What to Expect from the HST

Get ready for it.  The HST, otherwise known as the Harmonized Sales Tax, rolls out across Ontario on July 1, 2010.  So what changes and what doesn’t change? First of all, let’s have a look at what the HST is.  The 5% federal Goods and Services Tax (GST) is being combined with the 8% Provincial [...]

Efficient House Hunting – Finding the Right Fit

So how do you find the right house for you?  There are many choices available in today’s market – from townhouses to detached in all areas of the city and surrounding areas.   Instead of just throwing caution to the wind and starting a house search, try a little preparation and narrow down the choices by [...]

9 Ways to Earn Money in Real Estate

So you own your own house, or maybe you are contemplating jumping into the real estate market since the interest rates are still quite low.  Have you wondered how you can make the most of your investment?   Here are some obvious and not so obvious ways you can use real estate to boost your bank account. [...]

The Matter of Affordability

Housing-price increases mean future challenges for both owners and renters. Sales of both low- and high-rise newly built homes cooled significantly in April from the near-frenzied pace of the previous month. Why that happened, and whether the pace will pick up again as summer progresses remain matters of speculation. The only thing that appears certain [...]