Your financial situation is a combination of every financial decision you’ve made up to this point. If you’re like most people, you have had very little or no coaching, and you will learn the most from your mistakes. There are usually good intentions behind the terrible decisions we make, so understanding the thought process might [...]
By Garry Marr, Financial Post It’s hard to imagine, but there was a time when the mortgage on your home was something a buyer wanted to take off your hands. But who can remember the 1980s and double-digit inflation, when a single-digit mortgage rate was gold? I was just a teenager then and the mortgage [...]
So you have finally realized that you need to a little homework around understanding what your credit score is all about? Well, I am going to try and make it as easy to understand as possible. So what first? Let’s talk about a little history. The credit scoring system became prevalent during the 1960′s as [...]
Real estate investing is a very popular way to increase your personal wealth. The higher than average income on a monthly and yearly basis from a rent-to-own investment for example beats just about any stock or bond. When you purchase a company’s stock certificates, you’re looking for appreciation in the stock value, and perhaps dividend income if [...]
Why does your credit score matter so much? Well, it’s what almost every company in your life uses to determine whether you are a credible, trustworthy borrowing candidate. From your prospective employers to your prospective landlords, most companies will check your credit report in order to assess you. However, if they only have access to [...]
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