Ok, so you are tired of renting or living at home with mom and dad. You’ve finally decided that now is the time for you to jump into the housing market and rent-to-own is the best option for you at the moment! Perhaps you’ve done the math and have finally realized just what a waste [...]
In this economy, you may be tempted to delay or even skip minor home maintenance repairs, cleaning jobs and inspections in your home. But don’t be penny-wise and dollar-foolish. That $200 or $300 you save today could result in expenditures of $3,000 or even tens of thousands next month or next year if hidden problems [...]
Isn’t great to have your own roof over your head? But do you worry about leaks and water damage? If you don’t know what to look for, roofing issues can lead to costs starting at $5,000 and rise to costs over $20,000. Bottom line, a new roof can be a crippling expense. But there are [...]
Determining your eligibility for refinancing is similar to the approval process that you went through with your first mortgage. Your lender will consider your income and assets, credit score, other debts, the current value of the property, and the amount you want to borrow. If your credit score has improved, you may be able to [...]
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, [...]
