Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, [...]
One question I have been getting more and more is “why does Clover Properties use a Real Estate Agent” in our rent-to-own transactions? Well, the answer is two fold. Firstly, real estate transactions are complicated and can be costly if completed incorrectly. Selling or buying a property is a process that is bound to be [...]
Most baby boomers have had good experiences owning homes for the last 30 years. I bought my first house in 2000. When I sold it in 2006, I joked to my friends that I’d made more money from my house than I had from my job. This what the housing market in Canada has done [...]
In Ontario, a lawyer is needed to register any transfer of land, and two separate lawyers are needed to represent the buyer and seller. I have spoken to many people who question what the value is in paying for a lawyer with the purchase of a home. A lawyer is very important in many regards, [...]
REALTORS® are applauding Mayor Rob Ford for re-affirming his commitment to repeal the Toronto Land Transfer Tax beginning in 2012, as reported by CP24. Mayor Ford’s comments were made during a televised interview with Stephen LeDrew, Political Specialist for CP24, which quoted the Mayor as saying that Torontonians will see “a portion of the land [...]
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