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	<title>Clover Properties</title>
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	<link>http://renting2own.ca</link>
	<description>We help you own a home when you can&#039;t get a mortgage</description>
	<lastBuildDate>Fri, 03 Feb 2012 16:07:38 +0000</lastBuildDate>
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		<title>Refinancing Part 1- When Would You Consider Refinancing?</title>
		<link>http://renting2own.ca/2012/02/03/refinancing-part-1-when-would-you-consider-refinancing/</link>
		<comments>http://renting2own.ca/2012/02/03/refinancing-part-1-when-would-you-consider-refinancing/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:06:52 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[benefits of refinancing]]></category>
		<category><![CDATA[changing the length of your mortgage]]></category>
		<category><![CDATA[fixed mortgage]]></category>
		<category><![CDATA[fixed-rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lower-rate mortgage]]></category>
		<category><![CDATA[lowering your interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance your mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[refinancing mortgage]]></category>
		<category><![CDATA[variable mortgage]]></category>
		<category><![CDATA[variable-rate]]></category>
		<category><![CDATA[why consider refinancing]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1250</guid>
		<description><![CDATA[Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2012/02/03/refinancing-part-1-when-would-you-consider-refinancing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Does Clover Properties Use a Real Estate Agent?</title>
		<link>http://renting2own.ca/2012/01/18/why-does-clover-properties-use-a-real-estate-agent/</link>
		<comments>http://renting2own.ca/2012/01/18/why-does-clover-properties-use-a-real-estate-agent/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:11:27 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Lease-to-own]]></category>
		<category><![CDATA[rent-to-own]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[clover properties]]></category>
		<category><![CDATA[cloverproperties]]></category>
		<category><![CDATA[purchasing a home]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate agent]]></category>
		<category><![CDATA[renttoown]]></category>
		<category><![CDATA[why use a real estate agent]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1239</guid>
		<description><![CDATA[One question I have been getting more and more is &#8220;why does Clover Properties use a Real Estate Agent&#8221; in our rent-to-own transactions? Well, the answer is two fold.  Firstly, real estate transactions are complicated and can be costly if completed incorrectly. Selling or buying a property is a process that is bound to be [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2012/01/18/why-does-clover-properties-use-a-real-estate-agent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Goal Setting &#8211; Get the Most Out of 2012 in 7 Easy Steps!</title>
		<link>http://renting2own.ca/2012/01/10/goal-setting-get-the-most-out-of-2012-in-7-easy-steps/</link>
		<comments>http://renting2own.ca/2012/01/10/goal-setting-get-the-most-out-of-2012-in-7-easy-steps/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 20:51:03 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Goal Setting]]></category>
		<category><![CDATA[personal success]]></category>
		<category><![CDATA[future achievement]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[how to attain goals]]></category>
		<category><![CDATA[how to set goals]]></category>
		<category><![CDATA[setting goals]]></category>
		<category><![CDATA[write your goals down]]></category>
		<category><![CDATA[writing down goals]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1231</guid>
		<description><![CDATA[The car is packed and you’re ready to go on your first family vacation across Canada. From Prince Edward Island to Vancouver, you are planning to see it all. Key in the ignition, you throw the car in drive and away you go. Although you know where you want to go, you end up in [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2012/01/10/goal-setting-get-the-most-out-of-2012-in-7-easy-steps/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>7 Things Highly Productive People Do</title>
		<link>http://renting2own.ca/2011/12/22/7-things-highly-productive-people-do/</link>
		<comments>http://renting2own.ca/2011/12/22/7-things-highly-productive-people-do/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 19:10:37 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[personal success]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1216</guid>
		<description><![CDATA[You probably don’t want to admit it but you love distractions. In fact, just like monkeys, you get a shot of dopamine every time something pulls you in another direction. Why do you think you check your email so much or feel the need to visit Facebook every 1/2 hour? Want to be more productive [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/22/7-things-highly-productive-people-do/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is a Home Still a Good Investment?</title>
		<link>http://renting2own.ca/2011/12/21/is-a-home-still-a-good-investment/</link>
		<comments>http://renting2own.ca/2011/12/21/is-a-home-still-a-good-investment/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 19:56:45 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Lease-to-own]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[personal success]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[rent-to-own]]></category>
		<category><![CDATA[Rent-to-Own Investment]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[increasing home equity]]></category>
		<category><![CDATA[is renting better than owning a house]]></category>
		<category><![CDATA[owning a home]]></category>
		<category><![CDATA[rent vs buy]]></category>
		<category><![CDATA[renting a house versus buying a house]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1222</guid>
		<description><![CDATA[Most baby boomers have had good experiences owning homes for the last 30 years. I bought my first house in 2000. When I sold it in 2006, I joked to my friends that I&#8217;d made more money from my house than I had from my job. This what the housing market in Canada has done [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/21/is-a-home-still-a-good-investment/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Rent-to-Own Here I Come.  How Many Homes Should I Look At?</title>
		<link>http://renting2own.ca/2011/12/19/rent-to-own-here-i-come-how-many-homes-should-i-look-at/</link>
		<comments>http://renting2own.ca/2011/12/19/rent-to-own-here-i-come-how-many-homes-should-i-look-at/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 16:15:01 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[Lease-to-own]]></category>
		<category><![CDATA[rent-to-own]]></category>
		<category><![CDATA[Rent-to-Own Investment]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[how many homes to look at]]></category>
		<category><![CDATA[leasetoown]]></category>
		<category><![CDATA[rent-to-own home]]></category>
		<category><![CDATA[renttoown]]></category>
		<category><![CDATA[renttoown home]]></category>
		<category><![CDATA[what should I look for in a house]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1218</guid>
		<description><![CDATA[This is another question that I get fairly frequently from people just starting out with rent-to-own.  Unfortunately,  there is no answer that is correct for everyone, but it&#8217;s something you should definitely look at before you start your search.  Set out what goals you have for this property.  Will it be a home you live [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/19/rent-to-own-here-i-come-how-many-homes-should-i-look-at/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Buying A Home: Why Do I Need A Lawyer And What Does My Lawyer Do?</title>
		<link>http://renting2own.ca/2011/12/16/buying-a-home-why-do-i-need-a-lawyer-and-what-does-my-lawyer-do/</link>
		<comments>http://renting2own.ca/2011/12/16/buying-a-home-why-do-i-need-a-lawyer-and-what-does-my-lawyer-do/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 17:22:08 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Rent-to-Own Investment]]></category>
		<category><![CDATA[Selling Your Home]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[lawyers role in buying a house]]></category>
		<category><![CDATA[legal process of buying a home]]></category>
		<category><![CDATA[title insurance]]></category>
		<category><![CDATA[using a lawyer to buy a home]]></category>
		<category><![CDATA[what does a lawyer do in a home purchase]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1213</guid>
		<description><![CDATA[In Ontario, a lawyer is needed to register any transfer of land, and two separate lawyers are needed to represent the buyer and seller.  I have spoken to many people who question what the value is in paying for a lawyer with the purchase of a home.  A lawyer is very important in many regards, [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/16/buying-a-home-why-do-i-need-a-lawyer-and-what-does-my-lawyer-do/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mayor Ford’s Re-Affirmed Commitment to Repeal Land Transfer Tax</title>
		<link>http://renting2own.ca/2011/12/15/mayor-ford%e2%80%99s-re-affirmed-commitment-to-repeal-land-transfer-tax/</link>
		<comments>http://renting2own.ca/2011/12/15/mayor-ford%e2%80%99s-re-affirmed-commitment-to-repeal-land-transfer-tax/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 21:20:51 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[gta land transfer tax]]></category>
		<category><![CDATA[land transfer tax]]></category>
		<category><![CDATA[mayor ford]]></category>
		<category><![CDATA[mayorford]]></category>
		<category><![CDATA[rob ford]]></category>
		<category><![CDATA[toronto land transfer tax]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1209</guid>
		<description><![CDATA[REALTORS® are applauding Mayor Rob Ford for re-affirming his commitment to repeal the Toronto Land Transfer Tax beginning in 2012, as reported by CP24. Mayor Ford’s comments were made during a televised interview with Stephen LeDrew, Political Specialist for CP24, which quoted the Mayor as saying that Torontonians will see “a portion of the land [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/15/mayor-ford%e2%80%99s-re-affirmed-commitment-to-repeal-land-transfer-tax/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Canadian House Sales and Prices Will Continue to Rise in 2012</title>
		<link>http://renting2own.ca/2011/12/07/canadian-house-sales-and-prices-will-continue-to-rise-in-2012/</link>
		<comments>http://renting2own.ca/2011/12/07/canadian-house-sales-and-prices-will-continue-to-rise-in-2012/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 01:02:16 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Buying a New House]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Lease-to-own]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Rent-to-Own Investment]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[canadian real estate]]></category>
		<category><![CDATA[canadian residential real estate]]></category>
		<category><![CDATA[home prices in Canada]]></category>
		<category><![CDATA[home sales in Canada]]></category>
		<category><![CDATA[house prices in canada]]></category>
		<category><![CDATA[house sales in canada]]></category>
		<category><![CDATA[housing activity]]></category>
		<category><![CDATA[housing market outlook for 2012]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1203</guid>
		<description><![CDATA[Canadian residential real estate surpassed pretty much everyone’s expectations in 2011, recording a very VERY solid year of housing activity. And guess what! The trend is expected to continue into 2012 as Canadians remain committed to purchasing homes despite worries over the European debt crisis. All this info and more was released today by RE/MAX [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/07/canadian-house-sales-and-prices-will-continue-to-rise-in-2012/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How Secured Credit Cards Can Help You Get Your Credit Score Back</title>
		<link>http://renting2own.ca/2011/12/07/how-secured-credit-cards-can-help-you-get-your-credit-score-back/</link>
		<comments>http://renting2own.ca/2011/12/07/how-secured-credit-cards-can-help-you-get-your-credit-score-back/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 22:04:58 +0000</pubDate>
		<dc:creator>Clover Properties</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[how can I improve my credit]]></category>
		<category><![CDATA[improve credit history]]></category>
		<category><![CDATA[improve credit score]]></category>
		<category><![CDATA[prepaid credit card]]></category>
		<category><![CDATA[repairing credit]]></category>
		<category><![CDATA[secured credit]]></category>
		<category><![CDATA[secured credit card]]></category>

		<guid isPermaLink="false">http://renting2own.ca/?p=1183</guid>
		<description><![CDATA[Why a Secured Credit Card? A secured credit card is a good choice for someone who needs to establish or reestablish credit. To get a mortgage you need to have established credit.  When you have a credit card, the credit card company reports your credit repayment history to the credit bureaus which creates your credit [...]]]></description>
		<wfw:commentRss>http://renting2own.ca/2011/12/07/how-secured-credit-cards-can-help-you-get-your-credit-score-back/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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