Refinancing Part 1- When Would You Consider Refinancing?

Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, [...]

Why Does Clover Properties Use a Real Estate Agent?

One question I have been getting more and more is “why does Clover Properties use a Real Estate Agent” in our rent-to-own transactions? Well, the answer is two fold.  Firstly, real estate transactions are complicated and can be costly if completed incorrectly. Selling or buying a property is a process that is bound to be [...]

Goal Setting – Get the Most Out of 2012 in 7 Easy Steps!

The car is packed and you’re ready to go on your first family vacation across Canada. From Prince Edward Island to Vancouver, you are planning to see it all. Key in the ignition, you throw the car in drive and away you go. Although you know where you want to go, you end up in [...]

7 Things Highly Productive People Do

You probably don’t want to admit it but you love distractions. In fact, just like monkeys, you get a shot of dopamine every time something pulls you in another direction. Why do you think you check your email so much or feel the need to visit Facebook every 1/2 hour? Want to be more productive [...]

Is a Home Still a Good Investment?

Most baby boomers have had good experiences owning homes for the last 30 years. I bought my first house in 2000. When I sold it in 2006, I joked to my friends that I’d made more money from my house than I had from my job. This what the housing market in Canada has done [...]