Can’t Get a Mortgage Today?
You’re not alone! Last year 100,000 Canadians were declined for a mortgage*.
Hi, I am Lilly Ursini-Zava. I’m an experienced real estate agent and I have some good news for you. The real estate market is always changing, and unfortunately it has been changing to make it harder for homebuyers to get a mortgage. I have found another way to help you get the home or condo you want NOW. If you can’t qualify for a mortgage and are tired of renting, please keep reading.
You can still get the property you want to buy and start building equity through a reputable Rent to Own program. I have done my homework and I know this works!
To qualify, you will need:
- Household income to support the value of the house you want to buy (using BoC stress test)
- Minimum down payment of $10,000 up to a budget of $370,000 OR 4% down payment for homes above $370,000.
- All credit types are OK
- Dedicated to repairing any potential credit issues
- Desire to succeed and become a homeowner
If you are looking at your options and want to start building equity for your family instead of building equity for your landlord, it would be worth the time to explore Rent to Own. On top of all this, there are no fees and no hidden costs.
*Study by Mortgage Professionals of Canada, July 2018
Watch to Find Out How Rent to Own Can Benefit Your Family
The Rent to Own program I am talking about has helped over 250 families across Ontario and I’m confident it can help you get the property you want. Understand the process and next steps with the videos below. (please scroll for all of the videos)