Take Action – Assess Your Finances

The Financial Planning Standards Council asserts that many Canadians don’t know where to start when it comes to financial planning.  Personally, I know it can be a tough road for sure but it is a road you need to travel in order to move forward in your life.  I encourage you to take action,one step [...]

Avoid These Credit Card Features

Finding a credit card that offers low interest rates, rewards, zero maintenance fees is good thing especially when you use it responsibly.  You can establish valuable credit history and it can provide you with purchase protection.  All of these are good things, but, there are likely features that these credit cards will offer that you [...]

Thin Credit File? Fat Chance!

You may know someone who appears to be doing everything correctly from a financial perspective, but they still can’t qualify for a mortgage.  It might be because that person does not use credit, or only has one of two credit accounts, or maybe it is because they are new to credit and have not had [...]