You may know someone who appears to be doing everything correctly from a financial perspective, but they still can’t qualify for a mortgage. It might be because that person does not use credit, or only has one of two credit accounts, or maybe it is because they are new to credit and have not had [...]
So you have finally realized that you need to a little homework around understanding what your credit score is all about? Well, I am going to try and make it as easy to understand as possible. So what first? Let’s talk about a little history. The credit scoring system became prevalent during the 1960′s as [...]
So you want to start repairing your credit issues? Good, the first step is recognizing that there are issues to repair and that they won’t just magically disappear over time. Most people just like to jump right in and begin addressing their most pressing issues like paying down credit cards, credit report mistakes, collection amounts and unpaid debts. These [...]
In today’s high tech digital age, you have to very careful about protecting your financial information. Criminals will go as far as taking legitimate financial services and turning them into corrupt money making scams. One of the best ways to protect your finances is by being aware of the latest financial schemes being perpetrated by [...]
So what is a credit score? It exists even though some of us wish that it didn’t. Don’t worry though, like all things, your credit score can be fixed or improved – it just takes some time and some dedication to making it happen. Let’s take a look at how your credit score affects you.. [...]
