Here are a few compelling reasons why Bolton, Ontario is a strong choice for real estate investment:

• Family-Friendly Community: Bolton is known for its safe, suburban feel, excellent schools, and abundance of parks—making it attractive to young families looking to settle down.

• Proximity to the GTA: Just 30–40 minutes to Brampton, Vaughan, and Toronto, Bolton offers small-town charm with convenient access to big-city job markets and amenities.

• Strong Rental Demand: With limited rental inventory and growing demand from families and commuters, Bolton offers stable cash flow potential for landlords and rent-to-own investors.

• Limited Supply, Growing Appeal: As part of Caledon, a municipality with strong development controls, housing supply in Bolton is constrained—supporting long-term property value appreciation.

• Infrastructure & Growth Plans: Ongoing infrastructure upgrades and Caledon’s strategic growth plans (including future GO train access nearby) position Bolton as a community with long-term upside.

About the tenant-buyers

Tony and Pamela are a married couple with one daughter, and they have owned before. They know what it feels like to turn the key in your own front door and what it’s like when life throws a financial curveball. COVID hit their family hard. The debt they took on back then never fully lifted, and the pressure of keeping up started to take its toll. So they made the tough (but necessary) choice – sell, downsize, clear the debt and start fresh.

With $50,000 set aside for a down payment, Tony and Pamela are taking the Rent-to-Own path to take control of their financial future.

They’ve picked a home in Bolton that’s close to work, close to their daughter’s school, and offers manageable payments to help them own it in 48 months.

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Income

What makes this deal even stronger is the income behind it. Tony and Pamela bring in a combined $211,910 per year, and they’ve both been with their employers for years.

• Tony has been with Titanium Logistics since 2020, earning $130,000 last year as an Account Manager.
• Pamela has been with Sobeys since 2011. As a Promotions Analyst, she earned $81,910 last year.

This type of long-term, stable income gives any investor peace of mind.

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Credit

Their credit took a hit during COVID. Like many Canadians, they’ve been carrying that weight ever since. But selling their home gives them a chance to finally pay it off and start clean.

• Tony’s current credit score: 540
• Pamela’s current credit score: 542

They’re leaning in, willing to do the work and committed to working with our money coach to stay on track. With stable income and reduced debt, they have the foundation to rebuild credit and become mortgage-ready by 2029.

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Property

Tony and Pamela found a place they love, and it fits financially. It’s a 3-bedroom, 3-bath freehold semi-detached in Bolton, ON. The kind of home that lets them focus their family and rebuilding their future.

• Target Purchase Price: $874,900
• Location: West end of Bolton, a safe, family-friendly neighbourhood that’s close to parks, schools, and shops. Just 35 minutes to Vaughan and 30 to Brampton.
• Home Features: Bright, open-concept layout with hardwood throughout and a finished basement for extra space.
• Backyard: Fully fenced—ideal for family time, privacy, and outdoor living.

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Next Steps

If you can qualify for a mortgage of $699,920 (based on 80% loan-to-value), this Rent-to-Own offers a predictable monthly cashflow of approximately $1,144 with solid tenant-buyers behind it.

To help Tony and Pamela make this home their own, click “I want this deal.”

Deal Summary:

Term: 4 years

Purchase Price:  $874,900

Estimated Investment Required: $160,180

Estimate ROI: 31% (based on 5.20% and a 4-year deal)

Estimate Returns: $200,800

TB Down Payment: $50,000

Projections:

Monthly Payment: $5,730

Condo Fee: $0 (no condo fee as it is a freehold town house)

Monthly Cash Flow: $1,144

Future Purchase Price: $1,058,355 (after four-years)