High-Income Earners from UK Relocated to Canada

Marianne and Will are a young couple from the UK. They recently relocated to Canada due to Marianne’s work transfer. While they are working on their permanent residency, Will and Marianne are excited to set down roots. A two-year RTO term will help Will and Marianne establish residency and credit to qualify for their own mortgage in 2024. Th couple saved up $20,000 for a down payment and found a great house in Guelph.


Household income for this couple is $290,000. Marianne works for PMG California Inc. (a subsidiary company of the parent company ANUVU).  She has been with ANUVU since 2015 and relocated to their Barrie office in September 2021.  Marianne earns $200,000 annually.  Will is starting a new job with BAM Strategy as a Marketing Strategist.  He will earn an annual income of $90,000.


Marianne has some Canadian credit history as she lived in Canada prior to moving back to the UK. Will on the other hand does not have any Canadian credit history and will need to work on establishing credit during their two-year Rent-to-Own program. A Clover Properties-approved mortgage professional will work this couple to help them get mortgage-ready by 2024.


Marianne and Will found a great home in Guelph, Ontario. The property has 3 bedrooms and 2 bathrooms. The house has been well-maintained and has seen many updates to keep it fresh.  It is located in the highly desirable Exhibition Neighbourhood close to all amenities and the downtown area of Guelph. The property is conveniently located 10 minutes from HWY 6 and about 15-20 minutes off of the 401.

Next Steps

If you can qualify for a $640,000 mortgage (based on a 20% down payment), and would like to earn about $3,106+ in monthly cashflow to help Marianne and Will Rent-to-Own, please call or text Rachel at 416-450-1940.

Investment Property Highlights

  • Your investment is $169,100
  • Estimated annual return on investment is 29% (based on a mortgage rate of 2.50 and 30 yr amortization –approximated)
  • Your estimated NET profit $98,554
  • Your NET monthly cash flow is approx. $3,106+ a month
  • Tenant-buyers have $20,000 for the down payment
  • Tenant-buyers have a household income of $290,000

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Investment Property Highlights

  • Purchase price is $800,000 (estimated purchase price))
  • Target closing date is 30 days
  • Tenant-buyer agrees to pay $6,280 monthly
  • Tenant-buyer will buy this house in 2024 for $885,381