Wiarton Rent-to-Own Opportunity
About the tenant-buyers:
Aaron and Brittany are a young, hardworking couple determined to provide stability and security for their two children (both under 10). Like many families, they’re ready to break free from the cycle of renting and start building equity in a home of their own. They’ve taken proactive steps toward homeownership, saving $25,000 for a down payment.
Despite their strong household income and responsible financial habits, they can’t qualify for a traditional mortgage today because Aaron, being self-employed, requires two full years of tax returns reflecting a higher declared income. Brittany’s full-time employment provides additional financial security, but Aaron’s tax history is key.
That’s why Rent-to-Own is the ideal solution—it allows them to move into their dream home now, build a bigger down payment, and work toward meeting lender requirements over the next 48-months.
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Income
Aaron and Brittany have a combined annual household income of $194,880, providing a strong financial foundation to comfortably manage their Rent-to-Own payments and financial commitments.
- Aaron earns $133,203 as a Sales and Financing Broker in the Powersports industry, helping clients across Canada secure financing for recreational vehicles. He has been successfully self-employed since 2023, earning a provable, stable income.
- Brittany brings in $61,776 annually as an Administrative Manager in Owen Sound at Woodley Care Services, where she has been employed full-time since 2022. Her steady employment provides an additional layer of financial security.
Even with just Aaron’s income, the Rent-to-Own payments are easily affordable, and the couple can meet monthly obligations.
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Credit
Aaron and Brittany have shown consistent financial responsibility.
- Aaron has a decent credit score of 623 with minimal debt.
- Brittany has a strong credit score of 723. She is paying down her $31,189 car loan consistently, which will be significantly reduced by the end of the four-year term.
With a customized savings plan, stable income, and ongoing car loan repayment, they’ll be well-positioned to qualify for a traditional mortgage by the end of the Rent-to-Own term.
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Property
Aaron and Brittany have selected a beautifully renovated 3-bedroom, 2.5-bath home in Wiarton, ON, known as the “Gateway to the Bruce Peninsula.” This thriving community offers the perfect balance of small-town charm and modern convenience, making it an attractive community for families.
The property is move-in ready and features hardwood floors, a modern kitchen, newer paint throughout, and a cozy family room. A three-car garage and spacious backyard provide plenty of space for their growing family.
Aaron and Brittany love this home and location.
- Five minutes from local schools, parks, shopping, and restaurants
- Easy access to Highway 6, a convenient commute for Brittany to work in Owen Sound (30 minutes)
- Drive to Toronto it is under three hours
- The area offers many family-friendly attractions such as Sauble Beach, the Bruce Trail, and the annual Wiarton Willie Festival
- Safe place to raise young children
The price point, condition of the home, convenient access to amenities, and growing economy form tourism is why Aaron and Brittany want to set down roots here for the long-term. Plus, the couple’s forward-thinking attitude, strong work ethic, and commitment to following the plan make them excellent candidates for this program.
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Take the Next Step
If you can qualify for a $519,20 mortgage, you can earn approximately $1,077 in monthly cashflow, and achieve an estimated return on investment of 25-30%.
Simply click the “I want this deal” button below to secure it.
First come, first served—don’t miss out on this opportunity!
Numbers Summary:
Monthly Payment: $4,564
Condo Fee: $0 (no condo fee as it is a freehold town house)
Monthly Cash Flow: $1,077
Future Purchase Price: $780,968 (after four-years)