About the tenant-buyers:

Meet Jasmine and Thomas, a resilient couple raising five children—ages 6 months, 3, 4, 5, and 13—who have faced significant challenges with courage and determination.

Thomas, a skilled roofer, experienced a life-altering accident when his safety harness failed, causing a severe fall. Thomas and Jasmine refused to let this unforeseen incident define their future. Thomas is now receiving disability payments, and they found a way to rebuild their lives.

Jasmine, a trained nurse, made the crucial decision to stay home to care for their autistic child, providing the specialized attention needed and saving on specialized daycare.

Despite these challenges, the couple turned their passion for American bulldogs into a successful breeding business, driven by their commitment to secure a better future.  They are professional, licensed breeders for the past three years, hold their own insurance and have a small portable shed that does not require a permit where the dogs are housed – this is insulated with power so the dogs are comfortable and any potential noise is insulated from neighbours.

Through diligent saving, they’ve accumulated $25,000 for a down payment. With our rent-to-own program, they’re on track to achieve homeownership in four years.

 ———————————-
Income

Jasmine and Thomas have a solid annual income of $108,933, a mix of guaranteed payments and business earnings. Thomas, after his accident, receives $24,120 annually in lifetime disability payments. Jasmine receives $20,460 annually in lifetime funding to care for their autistic child. The family also receives $63,804 in child benefits, supporting their young children. In addition, their bulldog breeding business brings in an extra $30,000 a year in revenue. The combined incomes position the couple to keep up with monthly payments and qualify for a mortgage once they complete the rent-to-own program.

———————————-
Credit

Jasmine is focused on building a strong financial future, currently holding a credit score of 658 with under $1,000 in managed debt. Thomas has never had a credit card and is now beginning to establish his credit history. Over the next four years, both will work on strengthening their financial profiles. Our expert mortgage team will be there to guide them every step of the way, ensuring they are prepared for a mortgage in 2028.

————————–

Property

Jasmine and Thomas have found the perfect home for their family in a charming Belleville neighborhood. This 4-bedroom, 2-bath property features a spacious backyard and a welcoming deck, ideal for their children and their beloved dogs. The home, which has been updated and well-maintained, is just steps from the Moira River and its scenic trails, offering both tranquility and convenient access to downtown amenities, schools, Highway 401, parks, and transit options. This isn’t just a house; it’s the foundation for a stable, joyful life for Jasmine, Thomas, and their children.

—————–

Next Steps

This rent-to-own opportunity is not just about financial returns—it’s about making a meaningful impact. Through this rent-to-own deal you’re providing Jasmine, Thomas, and their five children with stability and security. You’ll enjoy a steady cashflow of over $700 a month, with a modest mortgage of just $340,000. Click the green button below to secure this opportunity right away.

Deal Summary:

Term: 4 years

Purchase Price:  $425,000

Estimated Investment Required: $82,200

Estimate ROI: 30% (based on 5.89% and a 4-year deal)

Estimate Returns: $99,121

TB Down Payment: $25,000

Numbers Summary:

Monthly Payment: $3,388

Condo Fee: $0 (tenants will pay this)

Monthly Cash Flow: $739

Future Purchase Price: $518,665 (after four-years)