Goderich Rent-to-Own Opportunity

About the tenant-buyers:

Vikas and Martina are a hardworking couple with big dreams for their family. Their ultimate goal? Owning their own home, providing stability and security for their energetic six-year-old son. They’ve been renting in Goderich (near London, Ontario) and diligently saved up $30,000 (approx. 6.5% down) for a down payment. They just need a little extra help and a 4-year Rent-to-Own term to make their dream a reality.


Martina works full-time as a Consumables Associate at Walmart in Goderich, bringing in $31,122 annually. She has been employed since 2022. Meanwhile, Vikas works as a Damage Prevention Technician at GTel Engineering, adding $66,352 to their household income. With the extra $5,652 they receive in child benefits, their combined earnings stand at $103,126 per year.



Vikas has a credit score of 777.  Martina has a score of 769.  Their biggest hurdle? A pesky car loan that’s holding them back from getting a mortgage today. They are not giving up. With your support and our Rent-to-Own program, they are determined to be mortgage-ready in 2028.


Located in downtown Goderich, close to everything, they fell in love with a home boasting three-bedrooms and 1.5 bathrooms. This house is well-maintained and has been kept in great move-in shape.   The property has a newer kitchen and bathrooms with hardwood throughout.  The house features a separate dining room and family room to go with a fantastic mud-room entrance which doubles as the laundry room. Plus, the backyard is a kid’s paradise, fully fenced and spacious for playtime and gatherings.

About Goderich:

Goderich’s real estate market offers a wide range of residential properties, including single-family homes, townhouses, and vacant land. Properties range from more affordable options around $411,000 for a 3-bedroom home to more premium offerings such as a 6-bedroom farm listed at $1.775 million. The presence of various property types, including commercial and agricultural alongside residential, indicates a versatile and potentially resilient local economy. Properties in Goderich offer unique features such as waterfront, which indicates potential for strong appreciation in the area.


Next Steps

If you qualify for a $375,920 mortgage, you can be the hero to help Vikas and Martina realize their dream of owning a home. With an estimated monthly cash flow of $753, it’s a mutually beneficial opportunity for all.

Ready? Take the next step by filling out the form below. Let’s make Vikas and Martina’s dream a reality.


Deal Summary:

Term: 4 years

Purchase Price:  $469,900

Estimated Investment Required: $86,780

Estimate ROI: 32% (based on 6.04% and a 4-year deal)

Estimate Returns: $110,022

TB Down Payment: $30,000

Numbers Summary:

Rent-to-Own Monthly Payment: $3,686

Condo Fee: $0(tenants will pay this)

Monthly Cash Flow: $753

Future Purchase Price: $578,321 (after four-years)