Hard-Working High Income Family Moving to Haliburton
Curtis and Kayde are a married couple with two young kids (ages 10 and 12). They are eager to get out of the rental cycle because they want to have more control over their financial future and where they raise their kids. The couple saved up $28,000 for a down payment. During their three-year RTO term, they will build up a bigger down payment and improve their debt ratios to qualify for a mortgage.
The couple has a significant annual household income of $215,632. Curtis works full-time for Collision Repair Experts as an Auto Body Technician. He has employed with them since 2021. He earns $145,000 per year. His wife Kayde is a Personal Support Worker (PSW). She started in 2021 with the Care Company. She is employed full-time and earns $56,160 annually. The couple also receive child benefits (CCB) of $14,472 annually.
Curtis and Kayde have excellent credit. Curtis has a score of 693. Kayde has a score of 776. Their only debt is a car loan and they are in good standing. This loan will be paid down during the RTO term, which will satisfy the lender’s criteria.
The couple found a great starter home in the town of Minden Hills, outside of Haliburton. The property has 4 bedrooms and 2 bathrooms. Fully renovated and updated, this house is move-in ready and very attractive. Best of all, there is a workshop on the property, which is perfect for Curtis as he’d like to take on light repairs as a side-hustle to earn more income. Major amenities are nearby, with Haliburton only 25 minutes away. The next major town is Bracebridge, just an hour away.
If you can qualify for a $560,000 mortgage (based on a 20% down payment), and would like to earn about $1,462+ in monthly cashflow to help Curtis and Kayde Rent to Own, please call or text Rachel at 416-450-1940.