Rent-to-Own Provides Ownership.Security.Stabilty.
Tap into Canada’s most trusted Rent-to-Own model—where your hard earned income, downpayment and determination actually give you the chance to own your own home.
Not Enough Downpayment or Closing Costs?
Get on the Path to Ownership—While Saving a Bigger Down and Closing Costs
Brian and Denise are a hardworking couple with a clear vision for their future. Denise runs a successful self-employed venture, but like many entrepreneurs, she needed more time to build up the full 20% down payment and cover the closing costs required to qualify for a traditional mortgage. Rather than put their dream on hold, they chose the Rent-to-Own path—a practical solution that allowed them to move into the home they wanted today while giving them the time they needed to save the rest of their down payment. With a plan in place and stability under their feet, Brian and Denise are now building toward ownership on their own terms.
Credit Challenges Holding you Back?
Tired of being asked to Leave by Your Landlord but Challenged Credit Holding you Back from a Mortgage?
After being forced to leave two rental homes in just two years, Alex and Priya knew they needed a more stable future for their young children. With $28,000 already saved toward a down payment and steady household income, they were financially ready—but their credit scores, impacted by old student loans and a missed payment during parental leave, weren’t quite mortgage-ready. Rather than continue renting while they worked on their credit, they chose Rent-to-Own as a smarter path forward. It gave them the chance to move into a home they loved today, while giving them the time and structure to rebuild their credit and prepare for full ownership.
New Marriage? Blended Family after a Tough Divorce?
You have won the battle, time to enjoy the spoils!
After going through two challenging divorces, this blended family was ready for a fresh start in a home of their own. But despite strong income, some credit blemishes and a lack of closing costs made getting a mortgage out of reach—for now. Rather than wait and hope for the “perfect” situation, they decided to take control. They remembered how quickly prices jumped during COVID and didn’t want to risk being priced out again. By choosing Rent-to-Own, they’re moving forward with confidence—living in a home they love today, managing payments they can afford, and building their future together while working toward full ownership.
Rent-to-Own Has it's Benefits!
Taking the first step toward homeownership can feel overwhelming—especially when the traditional path keeps putting up roadblocks. Maybe you’re doing everything right, but the banks still say no. Maybe your credit is healing, your down payment isn’t quite there yet, or life just hasn’t gone as planned. We get it.
That’s why we created a different way forward.
When you sign up to learn more about Rent-to-Own, you’re not just asking for information—you’re opening the door to a new possibility. One where your rent helps you build equity. One where your timeline, not the bank’s, guides the process. You’ll get real stories from families just like yours, expert tips, and simple tools that show how it all works.
No pressure. No sales pitch. Just the clarity and hope you’ve been looking for—and a path that leads to a home that’s finally yours.
“Clover Properties has been very instrumental in our lives. I was very skeptical about RTO due to other companies and their arrogant attitude. When I met Neil, he was sincere and forthright. He explained exactly how the program worked and what the expectations were. The program is challenging, but it is definitely worth it.”