Can’t Get a Mortgage Today?

You’re not alone! Banks want more each year to qualify and anything less than perfect doesn’t appear to be good enough!

Hi, I’m Julie Scarlett. I’m a real estate agent in the Greater Toronto Area, and I have some good news for you. The real estate market is always changing, so I have found another way to help you get the home or condo you want NOW. If you’ve been turned down for a mortgage and are tired of renting, please keep reading. Renting doesn’t have to be your only option!

You can still get the property you want to buy and start building equity through this reputable Rent to Own program. I have been helping families get into homeownership for many years and I know this can work for anyone who is tired of paying $30,000, $40,000 or more to someone else’s mortgage annually!

To qualify, you need a household income of $100,000 (or more) per year and have a 5% down payment. Even if you have low credit or no credit today, this program will work for you.

Best of all, there are no fees. No hidden costs.

Do you have a good job and some money saved for a down payment but still can’t get a home of your own? Then you’re in the right place! Even if you have low or no credit today, we can help you stop renting and start owning. Begin by completing this confidential pre-qualification form. One of our amazing team members will get back to you right away with next steps.

Remember, most applicants are not disqualified based on credit. To complete your application quicker, you will need to know the following:


           1. Maximum amount of down payment you have available today.

           2. Annual job or self-employed income for all members of your family.

           3. Where applicable, be sure to include spousal support, child support, part-time income, permanent                     disability, pension, and child benefits.

Rent-to-Own Pre-Qualification: Step 1 of 3
*Please be sure to factor in your income, your spouse/partner's income, and any other household members. 
Your application will be used to assess if you can be successful in our Rent-to-Own program. We will not share your information with third parties outside of our organization, other than as necessary to fulfill your request to pre-qualify you.