Top 10 Home Buying Mistakes

1. Going it alone. Buying a house is a complex transaction. Even if you don’t use an agent, you’ll need a complete, dependable team: lender, lawyer, inspector, insurer, as well as referrals and advice from friends and family. Enlist the help of these individuals early in the buying process. 2. Love and purchase at first [...]

Buying a New Home? What You Should Know!

If you are taking the next step in life and purchasing a home, chances are that you are feeling the pressure and the anxiety that goes along with this difficult decision.  Those who buy homes are very anxious, eager to get any information they can about real estate.  Before you buy a home, it always [...]

Pre-Qualification vs. Pre-Approval

Many borrowers often confuse the two and think they are the same when in fact they are very different. So what exactly is the difference? Pre-Qualification is a process a borrower can ask for to determine their ability to obtain a mortgage. Lenders can assist by reviewing monthly income, debt and cash on hand. After [...]