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31 03, 2022

Tips to Get to 800!

By |2022-03-31T12:38:02-04:00March 31st, 2022|Credit, Credit History, Credit Repair, Credit Report, credit score|0 Comments

You are likely similar to most people out there who want to improve their credit score but are not really sure how to go about it. In many cases, you CAN do it yourself - just expect that it will take time. Here are some tips to help you boost your score which is needed [...]

25 03, 2022

What Do You Know About Your Down Payment?

By |2022-03-25T15:24:32-04:00March 25th, 2022|Down Payment|0 Comments

How the minimum down payment works No matter if you are a first-time homebuyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000. However, on any purchase [...]

8 02, 2022

What is Included in Your Credit Report

By |2022-02-08T12:00:37-05:00February 8th, 2022|Credit, Credit Cards, Credit History, Credit Repair, Credit Report, credit score|0 Comments

Do you know what information is included in your credit report? Let me walk you through the information that you can expect to find in your credit report - please note that it usually takes anywhere between 30-90 days for the information to be updated if you make a payment, move etc. Personal information in [...]

2 02, 2022

Five Important Credit Tips to Creating a Healthy Credit Score

By |2022-02-02T18:20:58-05:00February 2nd, 2022|Credit, Credit Cards, Credit History, Credit Repair, Credit Report, credit score, Debt|0 Comments

I have had many people tell me that their credit issues were not their fault. They fell behind because of something someone else did or that they didn't get the bills when they were sent. It doesn't matter the reason, the bottom line is you have total control of your own credit score despite what [...]

4 10, 2021

Canadian Home Prices Expected to be up by 20% by End of Year

By |2021-10-04T16:30:15-04:00October 4th, 2021|Buying a New House, home ownership, Housing Market, Lease-to-own, Mortgages, Real Estate, rent-to-own|0 Comments

Canadian home prices are on the rise with a near 20% projected increase by the end of December, according to the Canadian Real Estate Association’s (CREA) most recent report As home sales across the country saw a slight drop in August, falling 0.5% compared to July, prices continued to rise, bringing the average Canadian home [...]

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