Why Your Income “On Paper” Matters As 2025 year-end approaches, it’s a great time to focus on how why your income matters.When it comes to mortgage qualification in Canada, what lenders care about most isn’t just how much you make—it’s how that income is reported, documented, and verified, the same applies to rent-to-own. With many [...]
James and Bonnie have been married for over a decade and raising their two kids in rental homes since day one. Like many families, they dreamed of one day owning their own place—a home where their kids could grow up with stability and security. Here they share their rent-to-own success story. The Challenge When COVID [...]
Rent-to-Own in Canada: Your Pathway to Homeownership in 2025? The Canadian dream of owning a home can feel increasingly out of reach, especially with the flux in the current housing market, tariffs and elections. Not to mention, soaring property prices across Canada, from bustling Ontario cities to quieter provinces, and the ever-challenging down payment hurdle [...]
Rent-to-Own vs. Private Mortgage: Which Path to Homeownership Makes Sense for You? For many aspiring homeowners in Ontario and Alberta, the traditional mortgage route isn’t always an option. Whether it’s because of a short credit history, self-employment income, or not having enough saved for closing costs, getting bank approval can feel impossible. When this happens, [...]
7 Rent-to-Own Myths That Could Be Stopping You If you’ve been dreaming of owning a home but can’t get a mortgage right now, you’ve probably heard about Rent-to-Own. You’ve also probably heard a lot of mixed opinions—some of them flat-out wrong. In this blog, we investigate the 7 Rent-to-Own myths and help debunk them. The [...]
