If you’ve recently been declined for a mortgage, you’re not alone — and you’re definitely not out of options. More Canadians are turning to rent to own after mortgage decline because the traditional path to homeownership has become harder than ever. Higher interest rates, strict stress tests, rising prices, and tougher qualification rules are shutting [...]
The 5 Key Success Factors for Rent-to-Own Rent-to-Own can be one of the smartest ways to move from renting to owning especially when the banks are saying "not now" BUT it has to be done right.At Clover Properties, we’ve helped nearly 1,000 families become homeowners through our proven Rent-to-Own (RTO) process. What we’ve learned through [...]
Many Renters Are Missing Out on Homeownership—and What It’s Costing Them The Missed Opportunity Hiding in Plain Sight Every month, millions of Canadians pay rent—believing they’re doing the smart, stable thing. But what if that same payment could be working for them, not against them? The truth is, many renters are missing out on homeownership [...]
Renting vs. Rent-to-Own in Ontario: Same Payment, Different Future When it comes to choosing between renting and rent-to-own in Ontario, many families are surprised to learn that the monthly payments are often similar. The big difference is what those payments actually do for your future. In this blog, we’ll break down the pros and cons [...]
Why Your Income “On Paper” Matters As 2025 year-end approaches, it’s a great time to focus on how why your income matters.When it comes to mortgage qualification in Canada, what lenders care about most isn’t just how much you make—it’s how that income is reported, documented, and verified, the same applies to rent-to-own. With many [...]
