If you’ve recently been declined for a mortgage, you’re not alone — and you’re definitely not out of options. More Canadians are turning to rent to own after mortgage decline because the traditional path to homeownership has become harder than ever. Higher interest rates, strict stress tests, rising prices, and tougher qualification rules are shutting [...]
How Much House Can You Afford in Canada in 2025? With home prices and mortgage rules constantly evolving, many Canadians are asking about affordability. So How much house can you afford in Canada in 2025? Whether you're a first-time buyer or re-entering the market, this post will walk you through what lenders look for—and how [...]
For many Canadians, buying a first home is a milestone they’ve been working toward for years. However, with rising home prices, strict mortgage requirements, and high living costs, it’s becoming harder for first-time buyers to enter the housing market. Even those with steady income and savings may struggle to secure a mortgage that fits their [...]
