Rent-to-Own vs Mortgage: The Ultimate Homebuying Showdown I get asked "why would i do a rent-to-own if I can get a mortgage?" all the time. The trust is, you wouldn't. You would do the mortgage every time. Rent-to-Own is not for people who can qualify for a mortgage today - even if you are [...]
If you’ve recently been declined for a mortgage, you’re not alone — and you’re definitely not out of options. More Canadians are turning to rent to own after mortgage decline because the traditional path to homeownership has become harder than ever. Higher interest rates, strict stress tests, rising prices, and tougher qualification rules are shutting [...]
Why Your Income “On Paper” Matters As 2025 year-end approaches, it’s a great time to focus on how why your income matters.When it comes to mortgage qualification in Canada, what lenders care about most isn’t just how much you make—it’s how that income is reported, documented, and verified, the same applies to rent-to-own. With many [...]
️ How to Protect Yourself in a Rent-to-Own Agreement Rent-to-Own can be a life-changing path to homeownership—but only if it’s done right. With more Canadians exploring rent-to-own options to break free from renting, it’s important to understand how to protect yourself before signing any rent-to-own agreement. This post will help you confidently navigate a Rent-to-Own [...]
Rent-to-Own in Alberta: A Step-by-Step Guide to Owning Your First Home Dreaming of buying a home in Alberta but can’t qualify for a mortgage yet? You’re not alone—Rent-to-Own in Alberta is a solution that’s helping more families become homeowners without waiting years to save a 20% down payment or fix every financial hiccup. In this [...]
