Your Homeownership Journey Starts Here

Do You Meet the Requirements?

Our goal is to help you succeed—not just in getting into a home, but in confidently qualifying for a mortgage when your Rent-to-Own term ends. To do that, we need to make sure some key minimums are in place. If they’re not quite there yet, it just means the timing may not be right, but you can sign up below for more information and we will do our best to point you in the right direction for next steps when the time is right for you.

Kids playing on the swings in their backyard

Minimum Household Income

The minimum household income is $100,000 where we can start helping you with a Rent-to-Own.  Keep in mind that we use the stress test (which means we use your income and multiple it be 4.5 times).  This will equal a budget of $450,000 so if you are looking in an area where houses are more expensive than this budget, we would unlikely be able to help you.

Minimum Downpayment

Our minimum downpayment is $20,000.  There is no wiggle room here unfortunately and we can only consider someone where they have this downpayment ready to go at the time we start looking at homes for them.

Homeowners Mindset

Your mindset as a future homeowner is just as important as your finances. Believing in the possibility, staying committed, and being open to support can truly shape your success. It’s important to remember—this isn’t renting. We’re buying a home with you, and that means stepping into the real responsibilities that come with ownership, including the expenses you’d have with a mortgage. It’s a big step, and important to take it seriously.

Ready to Pre-Qualify?

If you’re serious about owning a home and have the required household requirements listed above, hit the button below to pre-qualify.  It only takes a couple of minutes.

Not sure and want more information first?

Click here for a detailed overview by email of our Rent-to-Own program, including a clear explanation of how monthly payments are structured and how you can begin with a minimal upfront investment. You’ll find answers to frequently asked questions, as well as important details you may not have considered.