New Year, New You?

 

Like everyone else, I find it very hard to set resolutions that I am actually interested in keeping.  I think that when you pay lip service to a resolution it is just that, words that come out of your mouth.  There is nothing concrete about saying “I want to do this…..in the New Year!”  I am not saying that we shouldn’t have goals to fulfill in 2019, but I am suggesting that it is best to write them down and get behind the goals mentally and emotionally.

For example, one of my goals this year is to cut down on the amount of coffee I drink daily. I know, sounds simple but I don’t trust myself to actually accomplish this just because I said it – so I decided to write it down each and every day when I wake up.  You know what, so far so good.  Instead of 7 coffees (one per day) each week, I am down to 3 for the last week.  Each morning, I remind myself of my goal by writing it down which makes it easier for me to get behind the goal and actually fulfill it.

So what does all this rambling actually mean to you?

Well, simple.  I talk to many people each week who want to become homeowners but can’t qualify for their own mortgage.  They are looking at different options but struggle to take the action needed to accomplish their goal of home ownership.  My suggestion is to start writing it down and try to take a small step towards your goal every day – this could be as small as researching your options, setting up a call to ask questions or going as far as setting up a face-to-face meeting to explore your options.  This method has worked for me in many different scenarios including when we were purchasing our home – which we found to be a difficult process when we didn’t really know what we wanted.  Here is what we did to get us closer to our current home:

  1. Brainstormed on what type of property we wanted and listed the top 5 things we needed to have in a property (1 being the most critical).  We also wrote down what things we could live without if we got the top priority items.
  2. Researched the areas we wanted to live in.  When you don’t know where you want to be, how are you going to find your way there.  We were able to nail down an area we wanted to live in and only focused on homes in that radius.
  3. Created a budget – this is critical. We knew what we could afford and what we comfortable spending.  This helped us avoid homes that would take us out of that budget.

Believe it or not, this worked.  We had been looking for months prior to writing it all down.  Once we took the time to understand what we wanted and wrote it down, we found our house within two weeks.

2019 brings new hope and enthusiasm for all of us.  A chance to start over and create a fresh beginning.  If you are renting (and finding rents to be crazy) and want to start building YOUR OWN equity in a house that your family can enjoy for years to come – 2019 is likely the best opportunity for you to get started on that path.  Don’t let the banks stop you from your dream of owning a home – look at your options including rent to own and WRITE DOWN what you want and how you want it.  It will start to force you to take steps that you may have skipped in the past which will eventually bring your goal(s) to fruition!

If you would like to set up a call with me to discuss your situation and your options further, please click below to set up a time/date that works for you.  I am always happy to answer your rent to own questions!

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