Clover Properties

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So far Clover Properties has created 22 blog entries.
12 06, 2019

Renters are Paying More for Housing than Homebuyers

By |2019-06-12T20:52:09-05:00June 12th, 2019|Qualifying for a Mortgage, rent-to-own, Renting|0 Comments

The rising cost of housing in Canada is highlighted in a new report that shows that renters are often paying a significant amount more than homeowners. According to research from RateSupermarket.ca, 44% of renters said they are paying more than a third of their income for housing while this is true for just 20% of [...]

2 04, 2019

Understanding the Mortgage Stress Test

By |2019-04-02T13:02:21-05:00April 2nd, 2019|Stress Test|0 Comments

Many people I speak with have no idea what the stress test, how it affects them and what it does to their budget when house hunting.  So, I decided to post this to ensure that people had the opportunity to understand it in layman terms. The stress test came into effect in 2018 for all [...]

26 03, 2019

What Does the New Budget Mean for Homebuyers?

By |2019-03-26T10:45:31-05:00March 26th, 2019|Buying a New House, Housing Market, Mortgages|0 Comments

In the recent 2019 Federal budget, a new CMHC initiative (for first time homebuyers) was released that has been created to try and help more people get into homeownership but will it?  And more specifically, who will it help?  It certainly isn't going to work for everyone as the qualifications point out -so would you [...]

31 01, 2019

Rent to Own Due Diligence

By |2019-01-31T12:03:26-05:00January 31st, 2019|Buying a New House, rent-to-own|0 Comments

If you have been thinking about owning your own home but can't qualify today, then Rent to Own IS a very good option for your family. But how do you protect yourself so you can confidently move into your own home with ownership as your goal...it all about the due diligence. Click the link for [...]

8 01, 2019

New Year, New You?

By |2019-01-08T13:50:51-05:00January 8th, 2019|Buying a New House, Choosing the Right Area, home ownership, Housing Market, Lease-to-own, Qualifying for a Mortgage, Real Estate, rent-to-own|2 Comments

  Like everyone else, I find it very hard to set resolutions that I am actually interested in keeping.  I think that when you pay lip service to a resolution it is just that, words that come out of your mouth.  There is nothing concrete about saying "I want to do this.....in the New Year!" [...]