Do you know the difference? Many people don’t and actually can lose plenty of valuable time rebuilding their credit by choosing the wrong type of credit cards. So which one is the right choice? Depends on your goal, but if you are looking to rebuild your credit, stick to the secured credit card. Looking to [...]
You may know someone who appears to be doing everything correctly from a financial perspective, but they still can’t qualify for a mortgage. It might be because that person does not use credit, or only has one of two credit accounts, or maybe it is because they are new to credit and have not had [...]
So you want to start repairing your credit issues? Good, the first step is recognizing that there are issues to repair and that they won’t just magically disappear over time. Most people just like to jump right in and begin addressing their most pressing issues like paying down credit cards, credit report mistakes, collection amounts and unpaid debts. These [...]
So what is a credit score? It exists even though some of us wish that it didn’t. Don’t worry though, like all things, your credit score can be fixed or improved – it just takes some time and some dedication to making it happen. Let’s take a look at how your credit score affects you.. [...]
