You are likely similar to most people out there who want to improve their credit score but are not really sure how to go about it. In many cases, you CAN do it yourself - just expect that it will take time. Here are some tips to help you boost your score which is needed [...]
Do you know what information is included in your credit report? Let me walk you through the information that you can expect to find in your credit report - please note that it usually takes anywhere between 30-90 days for the information to be updated if you make a payment, move etc. Personal information in [...]
I have had many people tell me that their credit issues were not their fault. They fell behind because of something someone else did or that they didn't get the bills when they were sent. It doesn't matter the reason, the bottom line is you have total control of your own credit score despite what [...]
Everyone and their mother in credit repair will preach to you that paying down or paying off your credit cards is a good idea (keeps interest lower and helps improve/maintain your good credit standing) BUT did you know that you shouldn't close credit card accounts once they are paid down? Paying off credit cards is [...]
Truthfully, you have lots of options for getting into home ownership with bad credit. While you’re most likely going to pay higher interest rates (if you can qualify for a mortgage), bad credit doesn’t always automatically mean you’re doomed when it comes to home ownership; and once you start looking, you’ll find there are options [...]
