How to Fix Your Credit for a Mortgage in Canada: 36–48 Month Plan When you’re working toward homeownership—especially through Rent-to-Own—credit is a key ingredient. This post shows you how to fic your credit so you can get mortgage qualified. You don’t need perfect credit to succeed, but you do need a score and credit profile [...]
The Complete Guide to Rent-to-Own Ontario Homes: How It Works, What to Watch For, and How to Do It Safely Your step-by-step roadmap to becoming a homeowner—without needing perfect credit, 10% down, or closing costs today. Why Rent-to-Own Matters in Today’s Market Why does Rent-to-Own Ontario matter today? Mortgage rules keep tightening. Debts keep increasing. [...]
Rent-to-Own vs Mortgage: The Ultimate Homebuying Showdown I get asked "why would i do a rent-to-own if I can get a mortgage?" all the time. The trust is, you wouldn't. You would do the mortgage every time. Rent-to-Own is not for people who can qualify for a mortgage today - even if you are [...]
If you’ve recently been declined for a mortgage, you’re not alone — and you’re definitely not out of options. More Canadians are turning to rent to own after mortgage decline because the traditional path to homeownership has become harder than ever. Higher interest rates, strict stress tests, rising prices, and tougher qualification rules are shutting [...]
The 5 Key Success Factors for Rent-to-Own Rent-to-Own can be one of the smartest ways to move from renting to owning especially when the banks are saying "not now" BUT it has to be done right.At Clover Properties, we’ve helped nearly 1,000 families become homeowners through our proven Rent-to-Own (RTO) process. What we’ve learned through [...]
