Rent-to-Own vs Mortgage: The Ultimate Homebuying Showdown I get asked "why would i do a rent-to-own if I can get a mortgage?" all the time. The trust is, you wouldn't. You would do the mortgage every time. Rent-to-Own is not for people who can qualify for a mortgage today - even if you are [...]
James and Bonnie have been married for over a decade and raising their two kids in rental homes since day one. Like many families, they dreamed of one day owning their own place—a home where their kids could grow up with stability and security. Here they share their rent-to-own success story. The Challenge When COVID [...]
Rent-to-Own in Canada: Your Pathway to Homeownership in 2025? The Canadian dream of owning a home can feel increasingly out of reach, especially with the flux in the current housing market, tariffs and elections. Not to mention, soaring property prices across Canada, from bustling Ontario cities to quieter provinces, and the ever-challenging down payment hurdle [...]
Rent-to-Own vs. Private Mortgage: Which Path to Homeownership Makes Sense for You? For many aspiring homeowners in Ontario and Alberta, the traditional mortgage route isn’t always an option. Whether it’s because of a short credit history, self-employment income, or not having enough saved for closing costs, getting bank approval can feel impossible. When this happens, [...]
How to Exit a Rent-to-Own Program Successfully (And What Happens If You Can’t Get a Mortgage) If you're currently in a Rent-to-Own program—or considering one—this question may be keeping you up at night: “What happens if I can’t qualify for a mortgage when it’s time to buy the home?” It’s a valid concern. But the [...]
