How to Fix Your Credit for a Mortgage in Canada: 36–48 Month Plan When you’re working toward homeownership—especially through Rent-to-Own—credit is a key ingredient. This post shows you how to fic your credit so you can get mortgage qualified. You don’t need perfect credit to succeed, but you do need a score and credit profile [...]
The Complete Guide to Rent-to-Own Ontario Homes: How It Works, What to Watch For, and How to Do It Safely Your step-by-step roadmap to becoming a homeowner—without needing perfect credit, 10% down, or closing costs today. Why Rent-to-Own Matters in Today’s Market Why does Rent-to-Own Ontario matter today? Mortgage rules keep tightening. Debts keep increasing. [...]
Rent-to-Own vs Mortgage: The Ultimate Homebuying Showdown I get asked "why would i do a rent-to-own if I can get a mortgage?" all the time. The trust is, you wouldn't. You would do the mortgage every time. Rent-to-Own is not for people who can qualify for a mortgage today - even if you are [...]
James and Bonnie have been married for over a decade and raising their two kids in rental homes since day one. Like many families, they dreamed of one day owning their own place—a home where their kids could grow up with stability and security. Here they share their rent-to-own success story. The Challenge When COVID [...]
Rent-to-Own in Canada: Your Pathway to Homeownership in 2025? The Canadian dream of owning a home can feel increasingly out of reach, especially with the flux in the current housing market, tariffs and elections. Not to mention, soaring property prices across Canada, from bustling Ontario cities to quieter provinces, and the ever-challenging down payment hurdle [...]
