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What expenses are typically involved in a Rent-to-Own program?
- Option Fee: The upfront, non-refundable payment for the option to purchase (aka downpayment)
- Monthly Rent: A portion of which may include rent credits for on-time payments
- Maintenance/Repair Costs
- Legal Fees: For reviewing the agreement.
- Future Closing Costs: If you proceed with the purchase, you’ll be responsible for standard closing costs like land transfer tax, legal fees for the purchase, and potentially a home inspection.
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