Clover Properties Rent-to-Own F.A.Q

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Yes, we require a down payment to start the process.  The down payment is 5% of the purchase price, given when we have an accepted offer and is 100% credited back when you complete the Rent-to-Own term and purchase the house.

Absolutely. If you don’t already have a realtor you are working with, we can make an introduction to a Clover Properties Smart Agent who can assist you in finding the perfect home that will fit your budget and your family.

No, in fact that is one of the issues that Rent-to-Own work perfectly for.  Get into the home you want today while you work on improving your credit so you can be mortgage ready by the time the Rent-to-Own term ends.

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Solutions for every business need.

Accounting

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Tax Management

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Financial Planning

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How Rent-to-Own Works

Below is the step by step process from start to finish. We are always available to answers any questions you might have

1.

Pre-Qualifying

Pre-qualify here to see if the program is a good fit for your situation.

2.

Documentation

As part of the approval process, we will require you to provide documentation about your income and credit situation.  The required documents are employment letter, T4, two current paystubs, credit report and photo ID.

3.

Budget and Term

Once you are approved for our Rethink Renting Program, we will determine your house budget and how much time you will need to repair your credit which will determine the length of your program.

4.

Home search

With your budget in hand, we will set up with a licensed realtor to start looking at homes  that fit your needs and budget.  It is really important to find a house that you love!  When you have found a house, we will run all the numbers for your review and approval.  Once approved, we will get an investor from our network to purchase the house on your behalf.

5.

The offer

Once purchased, we still have to have the home inspection. This is mandatory and it is your responsibility to pay for the inspection. During this time, you will receive the two necessary agreements, one being the Lease and the other being the Option to Purchase for review. The Option Agreement outlines the details for your purchase back from the investor at the end of the Assisted Purchase Program.

6.

Firming the offer

With a passing inspection, signed agreements and financing in place – we can firm up the offer and move towards the closing.  Now it’s time for you to start packing.  On closing day, we will ensure you have the information needed to gain access to the house – either by picking up the key are providing you with a lock box key to access the key.  Either way, you are now on your way to homeownership!!

Fun Facts

We Love Our Jobs And That Makes All The Difference

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Support Tickets Answered

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Group Photos Taken

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Cups of Coffee Sipped

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Hours of Video Games

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Why Choose Us?

Pre-Qualify for Rent-to-Own

Pre-qualify here to see if Rent-to-Own is a good fit for your situation.

Fully Qualified & Insured

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All Work Guaranteed

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