Don’t Let Bankruptcy Stop Your From Owning a Home

You can rent to own your own home even after a bankruptcy!

Have you recently gone through a bankruptcy and have been told by the banks that you cannot qualify for a mortgage due to the bankruptcy? Need time to repair your credit in order to qualify? Rent to own might be the answer you are looking for. You can select your own home today and work on your credit during the rent to own so you are ready to buy in a couple of years. Why is this a good solution for you to consider? Simply put, you can start putting your rent money towards your OWN home and start building equity now, instead of waiting a few years when you will have to pay more for a house than today and you will lose out on the equity that you could have enjoyed if you had started today.

How it works

Our rent to own program is geared to helping people overcome temporary credit challenges, make a fresh start and move toward homeownership. The program allows mortgage-challenged homebuyers to rent a property for a set period of time with the option to purchase at the term’s end.

A critical component of rent to own is to restore your credit while adding to your initial down payment each and every month. So you are building up your ownership stake (equity) in the home rather than just throwing your money away on rent for the next 3 years.

You can rent to own with…

Bad credit
No credit
$10,000 minimum down payment on homes up to $350,000 or 4% of purchase price above $350,000

Your initial down payment is 100% credited towards your purchase of the home and the end of your term (on average 36 months).

Interested in Rent to Own in the Greater Toronto Area?

You’re not alone. Contact us for more information. We would be happy to answer all of your questions.


                        First Name* 
Last Name* 
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Downpayment is Required.  Do you have:
A downpayment shows your commitment to the rent to own.  It also gives you a start in building equity in the property. A down payment is required for our rent to own program. 

As an example:

$10,000 minimum up to $350,000 

$16,000 minimum on a $400,000 house

$18,000 minimum on a $450,000 house



If you do not have a downpayment and are thinking of looking at a no-money down rent to own option, please be sure to read the following first:  Can a No-Money Down Rent to Own Work?
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Want to be in Your Own Home by September?

You’ll be working with Canada’s leading Rent to Own experts, and authors of the bestselling book “Rent to Own Essential Guide to Homebuyers.”