Rent-to-own homes and condos in Fergus with no credit check

Struggling to get approved for a conventional mortgage?

Buy Any Home Listed on the Market for Sale with Our Unique Rent-to-Own Program

Fergus Real Estate Market Overview

A unique mix of rural charm and urban amenities, the majestic Grand River, opportunities to live an active, healthy and well-rounded lifestyle, a thriving downtown with rich history and culture, and affordable housing are some of the features that attract families to Fergus. The city is home to nearly 20,000 residents who have easy access to excellent career opportunities in the manufacturing, tourism and agriculture industries. This largest community in Central Wellington lies on the Grand River and is only 18 km from Guelph. The median listing price hovers around $750,000, but more affordable options are available for budget-conscious buyers. You will find about 50-60 homes listed on the market for sale here most weeks.

Qualifying for a home loan in Fergus, or anywhere else for that matter, can be challenging for those with imperfect credit, self-employment or foreign citizenship. The same goes true if you have a bankruptcy or short sale showing up on your credit report. If you’ve been denied a mortgage due to these situations, buying a rent-to-own home in Fergus can be the best solution. Here at Clover Properties, we enable credit-challenged families to own a home of their choice in a unique rent-to-own arrangement.

Why a rent-to-own home in Fergus, Ontario

Here are a few more reasons you should consider buying a home in Fergus:

  • This about two-centuries-old community has developed into a major manufacturing hub. There are plenty of career opportunities in the healthcare, agriculture and manufacturing sectors. The average household income is $90,000 annually.
  • Fergus is one of the fastest-growing housing markets in Ontario with a steep appreciation in property values over the past few years. The rural charm with easy access to urban amenities is attracting a lot of new home buyers. You can easily find new construction homes in most neighborhoods, indicating demand for housing.
  • Fergus features plenty of green spaces and parks including Belwood Lake Conservation Area, Templin Gardens, Confederation Park, Pierpoint Park, and Blair Park. Kayaking, canoeing or tubing on the Grand River are some of the most popular activities that locals, as well as tourists, enjoy. There are plenty of opportunities to live a healthy lifestyle.

How to buy a rent-to-own home in Fergus, Ontario

This small community in Central Wellington is a sought-after housing market for families. However, if you are not able to buy a home due to your credit situation, our unique rent-to-own program in Fergus can help you. It stands out from other alternative financing programs because it allows you to buy any home of your choice with no credit check. It means you can choose the home and neighborhood as per your needs and budget. A licensed Realtor helps you find your dream home. Get in touch with us today to learn more.

Fergus Area Highlights

A quick view of the most influential metrics in Fergus

Median Listing Price (detached homes)






Median Listing Price (Townhouses)



Median Listing Price (Condos)



Buy Any Home of Your Choice in Fergus with Rent-to-Own Just Like a Pre-approved Buyer

Fill out a simple data form to help us determine if you qualify for our rent-to-own program.

Divorced? Foreign Citizenship? Bankruptcy? We Can Help You Buy Your Dream Home in Fergus Regardless of Your Credit Situation

Our unique rent-to-own home program has helped hundreds of buyers, exactly in your situation.

Clover Properties helped my family to realize our dream of owning a home. The team is very helpful and supportive. They did everything with utmost transparency. I am happy to refer Clover Properties’ rent-to-own to all of you.

Nadine, Verified Review

Fergus, Ontario

Stop Renting Today! We Make Buying a Home Easy & Seamless

Buying your dream home in Windsor should be easy regardless of your credit situation!

Flexible Solutions

Our program helps home buyers in every situation. Do you want a longer term, no problem! Our aim is to help you realize your dream of owning a home in Fergus.

Enjoy Homeownership

Once you stop renting and buy a rent-to-own home in Fergus, you will enjoy all the benefits that home ownership offers. You can have pets, paint and renovate any way you want.

Full support

We not only provide you professional support, but also help you be mortgage ready at the end of your rent-to-own term.

Buying a Rent-to-Own Home in Fergus in 3 Easy Steps

Leverage our proven system and network of licensed professionals.

fergus step 1


Buy a home in your budget

A licensed Realtor will help you buy the home within your budget and desired location. You pay the down payment only after you have purchased a home.

fergus step 2


Feel safe

Our system has been tried and tested over two decades. We take pride in our transparency and adherence to legal and financial obligations. You get the opportunity to have the agreements reviewed by your lawyer.

fergus step 3


No surprises

You get to fix the purchase price in the beginning. It means there are no surprises at the end of the rent-to-own term. You benefit from the equity you build with any improvement to the property.