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10 01, 2023

10 Mistakes to Avoid in a Rent-to-Own

By |2023-01-10T15:07:55-05:00January 10th, 2023|Buying a New House, Choosing the Right Area, Home Inspection, home ownership, Rent to Own Agreement, rent-to-own, Stress Test|0 Comments

10 Mistakes to Avoid in Rent-to-Own For most people, a home is the largest purchase they’ll ever make, so choosing the wrong property can have disastrous implications for their wallets and well-being. Still, many homeowners feel a strong sense of pride in putting their mark on the property, building equity and having a place to [...]

9 01, 2023

Stress Test – How Much Home Can You Buy with $120,000 Income?

By |2023-01-09T12:50:05-05:00January 9th, 2023|Buying a New House, Housing Market, Interest Rates|0 Comments

Wondering how the rate increases (and subsequent stress test increase) would impact your ability to qualify for a mortgage? Suppose your household income is $120,000, you have good credit and you want to buy a condo in a major urban centre. Let’s say the property taxes are $2,400 and the condo maintenance/strata fees are $360 [...]

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