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10 01, 2023

10 Mistakes to Avoid in a Rent-to-Own

By |2023-01-10T15:07:55-05:00January 10th, 2023|Buying a New House, Choosing the Right Area, Home Inspection, home ownership, Rent to Own Agreement, rent-to-own, Stress Test|0 Comments

10 Mistakes to Avoid in Rent-to-Own For most people, a home is the largest purchase they’ll ever make, so choosing the wrong property can have disastrous implications for their wallets and well-being. Still, many homeowners feel a strong sense of pride in putting their mark on the property, building equity and having a place to [...]

9 01, 2023

Stress Test – How Much Home Can You Buy with $120,000 Income?

By |2023-01-09T12:50:05-05:00January 9th, 2023|Buying a New House, Housing Market, Interest Rates|0 Comments

Wondering how the rate increases (and subsequent stress test increase) would impact your ability to qualify for a mortgage? Suppose your household income is $120,000, you have good credit and you want to buy a condo in a major urban centre. Let’s say the property taxes are $2,400 and the condo maintenance/strata fees are $360 [...]

30 06, 2022

Tips to Help you Achieve Your Homeownership Goals!

By |2022-06-30T15:18:10-04:00June 30th, 2022|Buying a New House, home ownership, Housing Market, Lease-to-own, Mortgages, Qualifying for a Mortgage, rent-to-own|0 Comments

Have you recently been declined for a mortgage because you have credit challenges, carrying some debt or dont have the required down payment? Homeownership could still be a reality with some creative planning and resourcefulness Understanding the qualification process is the key to finding a way to make it work. The mortgage amount a buyer [...]

2 10, 2021

Canadian Renters are Losing $769 More per Month than Homeowners

By |2021-10-02T11:29:32-04:00October 2nd, 2021|Buying a New House, Real Estate, rent-to-own|0 Comments

Canadian homeowners are effectively paying significantly less per month than renters, a new study from Royal Le Page says. The study, which sought out to answer the age old question of “is it better to rent or buy?” analyzed price data from across the country. It found that although homeowners are often paying much more [...]

19 03, 2021

Early Spring Market Expected in Durham Region

By |2021-03-19T17:11:41-04:00March 19th, 2021|Buying a New House|0 Comments

Durham Region experienced a super-charged real estate market in January, which flowed from a booming fourth quarter in 2020. As a result, the area is on track to see an early spring market. In January, what’s typically a quiet month for home buyer activity, the Durham Region — which spans Ajax, Brock, Clarington, Oshawa, Pickering, [...]

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